Privacy Policy

Our calculator performs all calculations in your browser. We do not collect, store, or transmit your personal information, including:

• Loan amounts
• Annual income
• Loan plan information
• Any other financial data

All calculations happen on your device using your browser's built-in JavaScript engine. This means:

• Your data never leaves your computer
• We have no access to your calculations
• No data is sent to our servers
• You remain in complete control of your information

We may use anonymous analytics to understand how users interact with our calculator. This information:

• Is completely anonymized and aggregated
• Does not identify individual users
• Does not include your financial information
• Helps us improve the calculator

We do not use persistent cookies to track individual users or their calculations.

Our website may use third-party services for hosting and analytics. These services have access to:

• Your IP address (standard web server logs)
• Your browser type and operating system
• General location (city/region level, not exact)

These services do not have access to your calculator data or financial information.

Since we do not collect personal data, there is minimal personal information for us to access or delete. However, you have the right to:

• Clear your browser's local storage at any time
• Disable cookies in your browser settings
• Contact us with questions about our privacy practices
• Request information about our data handling

Our website uses SSL/TLS encryption to protect data in transit. Since calculations happen in your browser and data doesn't leave your device, security is inherently protected.

Our calculator is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has provided information through our site, please contact us immediately.

We may update this privacy policy from time to time. Changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.

If you have questions about this privacy policy or our privacy practices, please contact us through the information provided on our website.